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Love Crunch vs. Credit Crunch

To be honest, I am not in a good physiological and psychological condition to write a post now since my body has not been in its best shape since earlier this week and I have been having a lot of thought lately. So, wind (msk angin) + thought = pseudo-insomnia for me.

Hence, today post is taken from someone's blog that I read before with the title below. Originally, this posting is made by Linda Lauwira (a friend of my friend's hehehe, thanks Linda), which you can see it here.

It's quite creative thought of hers and it's quite funny too (in case you understand how the real subprime crisis happening,hehe). Credit to her as the original writer. Below is the original writing from her.

-----

Love Crunch Vs. Credit Crunch

With all the subprimes' bet toppling down even Bear Stern of Wall Street, it makes me wonder if Love is not similar to a subprime loan?

You drove down the highway called life and you see the banner of Love Property offering you cheap down payment and low monthly installments? You got tired of renting out of singlehood; where you can never have a fixed home that can be your sanctuary always. So you said why not?! Let's cut a deal with this lovie-dovey business.

9 months down the road. The rate had hiked up to the roof. You had to pay insurance, property tax plus your monthly payments. Added to that, the economy is not doing so good.. so interest rate is spiked from 1% to 7%; expectations rose. Good bye half of your monthly salary [that goes to your monthly payment]... low loving deposit to your partner. Hellow collection letters... snappy demands from your relationships.

Thus with all the bounced checks, you are months delinquent.. Thus with all the disappointments and misunderstandings, you are running a contest instead of relationship. All the pressure started coming on to you. Your sanctuary became the stone that sunk you to the bottom of all debts; your commitment became the lodestone that hung around your neck.

Thus. The decision.. is it foreclosure or loan modification. is this it or love mod?
What happen along the way? From a new happy beginning of something precious into something that can make you or bankrupt you? Are you strong enough to let go? or are you brave enough to hold on?

So when all the chips are down and you found yourself seeking for a lifeline, any lifeline; is it your fault for not researching and understanding the product that you are buying into? Is it your fault for not thinking through of all the commitments, give and take of a relationship? Or is it their fault for making it looked so easy? Is it theirs? OR ultimately is it YOURS?
Read More 5 comments | Posted by Sutayasa | edit post

5 comments

  1. Anonymous on 9/5/09 4:39 PM

    interesting metaphor suta ;) haha I guess our methods of calculating the net present value of a given investment will never be 100% foolproof to chance and circumstance that alters market conditions and value of the product.

    But love isn't an object honey, it's an action so perhaps this is where your metaphor breaks down.

     
  2. Sutayasa on 9/5/09 4:54 PM

    haha, thx for the comment Nid

    that's why people buying and selling something in derivative market, because one will think that the price will go up and the other will think that it will go down because the PV will never be foolproof.

    it isn't my metaphor though, I just happened to read it in a blog that belongs to a friend of my friend's but it's funny and ironically has some degree of truth, isn't it? hehe

     
  3. adelia on 14/5/09 1:51 AM

    paragraf terakhirnya menohok hati sut. haha

     
  4. Sutayasa on 14/5/09 2:10 AM

    can't be more agree with you del, hehe
    that's why i'm taking my time here to find another one, hahahahaha, curcol deh.

     
  5. Sutayasa on 10/6/09 1:28 AM

    finally the author is passing by, hehe
    I am just trying to learn as much as I can from the world, especially since I am in Europe now and this kind of chance is not coming by frequently.

    Yenny Effendy, I think you know her from Citi, hehe. I was applying for Citi Indo, that's why I passed by at your account in Facebook when I went to Yenny's photos.

     


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