Hence, today post is taken from someone's blog that I read before with the title below. Originally, this posting is made by Linda Lauwira (a friend of my friend's hehehe, thanks Linda), which you can see it here.
It's quite creative thought of hers and it's quite funny too (in case you understand how the real subprime crisis happening,hehe). Credit to her as the original writer. Below is the original writing from her.
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Love Crunch Vs. Credit Crunch
With all the subprimes' bet toppling down even Bear Stern of Wall Street, it makes me wonder if Love is not similar to a subprime loan?
You drove down the highway called life and you see the banner of Love Property offering you cheap down payment and low monthly installments? You got tired of renting out of singlehood; where you can never have a fixed home that can be your sanctuary always. So you said why not?! Let's cut a deal with this lovie-dovey business.
9 months down the road. The rate had hiked up to the roof. You had to pay insurance, property tax plus your monthly payments. Added to that, the economy is not doing so good.. so interest rate is spiked from 1% to 7%; expectations rose. Good bye half of your monthly salary [that goes to your monthly payment]... low loving deposit to your partner. Hellow collection letters... snappy demands from your relationships.
Thus with all the bounced checks, you are months delinquent.. Thus with all the disappointments and misunderstandings, you are running a contest instead of relationship. All the pressure started coming on to you. Your sanctuary became the stone that sunk you to the bottom of all debts; your commitment became the lodestone that hung around your neck.
Thus. The decision.. is it foreclosure or loan modification. is this it or love mod?
What happen along the way? From a new happy beginning of something precious into something that can make you or bankrupt you? Are you strong enough to let go? or are you brave enough to hold on?
So when all the chips are down and you found yourself seeking for a lifeline, any lifeline; is it your fault for not researching and understanding the product that you are buying into? Is it your fault for not thinking through of all the commitments, give and take of a relationship? Or is it their fault for making it looked so easy? Is it theirs? OR ultimately is it YOURS?
